Arttha: Built for the Future – Modular. Cloud-Native. Digital-First. An Exclusive Interview with IBS Intelligence

Arttha, PureSoftware’s flagship digital banking platform, has been featured in the IBSi International FinTech Journal. In this leadership interview our leadership shares how the platform is driving the future of digital banking with innovation and scalability.

Udeet Bhagat, Senior Vice President, PureSoftware shares: “At PureSoftware, our mission with Arttha has always been clear– to empower financial institutions with a platform that’s globally scalable yet deeply local. As we continue to expand across emerging markets, we’re laying the foundation for AI-driven innovation that’s inclusive, responsible, and tailored to regional realities. Whether it’s digital onboarding, lending, payments or core banking, we’re helping banks and fintechs deliver smarter, faster, and fully compliant customer journeys – today and into the future.”

Highlights from the feature:

• Cloud-native, modular, and digital-first architecture designed for agility and future growth.
• Digital onboarding and Loan Origination Systems (LOS) enhanced with eKYC, biometric authentication, and intelligent document processing.
• AI-led roadmap covering credit scoring, document automation, risk profiling, and real-time decisioning for underbanked and data-scarce markets.
• Global scale with local adaptability, supporting configurable compliance workflows and jurisdiction-specific requirements.
• Proven adoption at scale: 3B+ annual transactions, 150M+ users, 10M+ merchants, and presence in 20+ markets.
• Recognition at the IBSi Digital Banking Awards 2025 for enabling compliant, inclusive, and scalable financial journeys.

Read the full feature here.