Microfinance
Digital Financial Services are highly convenient, efficient, and the way forward for Microfinance Institutions. Build on a multi-tenant and modular architecture, Arttha’s Microfinance software system provides a cost-effective digitized solution for delivering Microfinance Services.
Arttha empowers the MFIs and NBFCs to amplify their product offerings and enhance the clientele base with microfinance products beyond conventional microloans by providing other financial products like group savings, individual savings, etc., via its unified platform. It is a reliable loan management solution, with configurable loan types, loans for groups and individuals, multiple repayment modes, configurable interest and charges, configurable fee, support for a moratorium, configurable workflows, collateral management, alerts, and notifications, etc. The platform offers flexibility and configuration by allowing the creation of different models of MFI’s via grouping and categorization of members at various levels, viz. Organization, Center, Group, etc., and caters to the regional requirements. Arttha is an advanced platform, which allows rapid and flexible deployment of business services.